Sara Kelly, Realtor

With mortgage rates consistently high for the last few years, it’s hard to know when to jump into the real estate market. Since mortgage rates determine your monthly payment, a home purchase now seems more expensive than anytime in recent history. That’s why the classic “buy now vs. wait” dilemma doesn’t quite seem right to those on a budget. If you’ve been thinking of buying a house, interest rates have surely factored into your timing. But you can’t wait forever! With no sign of major interest rate changes in the near future, should you just dive in? What’s your personal strategy?